Overview
The Work Injury Benefits Act (WIBA) of 2007 makes it mandatory for every employer in Kenya to have insurance cover for their employees against injury, disability or death arising out of and in the course of employment. WIBA insurance protects both employees and employers — ensuring injured workers receive fair compensation while shielding businesses from potentially crippling legal liability. Hamarkoh will help you obtain compliant WIBA cover that meets all statutory requirements and adequately protects your workforce.
Key Benefits
- Compensation for work-related bodily injury
- Death benefits payable to dependents
- Permanent total and partial disability compensation
- Medical and hospital expenses arising from workplace injury
- Legal compliance with Kenya Work Injury Benefits Act 2007
- Cover for all categories of employees including casual workers
What Is Not Covered (Exclusions)
- Injuries sustained while commuting (unless on employer transport)
- Injuries resulting from employee intoxication
- Self-inflicted injuries
- Injuries not arising from employment activities
Claims Process
Contact Hamarkoh immediately after an incident. Our claims team will guide you through gathering the necessary documents and submitting your claim. We liaise directly with the underwriter on your behalf and keep you informed at every stage until your claim is settled.