Overview
Professional indemnity (PI) insurance protects professionals and consultants against claims made by clients alleging financial loss arising from negligent acts, errors or omissions in the performance of professional services. Any professional who provides advice, expertise or services for a fee is exposed to PI risk — whether you are a consultant, lawyer, architect, engineer, doctor, accountant, IT professional or insurance broker. Hamarkoh helps professionals across Kenya secure the right PI cover.
Key Benefits
- Negligent acts, errors and omissions in professional services
- Breach of professional duty
- Defamation and libel in professional context
- Loss of documents and data
- Legal defence costs and court awards
- Retroactive cover options for past services
What Is Not Covered (Exclusions)
- Fraudulent or dishonest acts
- Bodily injury or property damage (covered under PL)
- Claims arising from activities outside professional scope
- Known circumstances not disclosed at inception
Claims Process
Contact Hamarkoh immediately after an incident. Our claims team will guide you through gathering the necessary documents and submitting your claim. We liaise directly with the underwriter on your behalf and keep you informed at every stage until your claim is settled.