Overview
Public liability insurance protects your business against claims from members of the public who suffer bodily injury or property damage as a result of your business operations, products or premises. In today's litigious environment, a single successful claim can cripple a business financially. Hamarkoh Insurance Agency helps businesses across Kenya obtain appropriate public liability cover that provides financial protection and legal defence against third-party claims.
Key Benefits
- Third-party bodily injury and death
- Third-party property damage
- Legal defence costs and court awards
- Medical expenses for injured third parties
- Products liability extension available
- Covers incidents on your business premises and during operations
What Is Not Covered (Exclusions)
- Injury to your own employees (covered under WIBA)
- Damage to your own property
- Professional negligence claims (covered under PI)
- Deliberate or intentional acts
Claims Process
Contact Hamarkoh immediately after an incident. Our claims team will guide you through gathering the necessary documents and submitting your claim. We liaise directly with the underwriter on your behalf and keep you informed at every stage until your claim is settled.