Overview
Running a business in Kenya comes with a unique set of risks — from employee injuries to fire damage, from professional liability claims to cyber attacks. Hamarkoh Insurance Agency provides tailored business insurance packages that protect your organization at every level. Whether you are a sole trader, an SME, or a large corporate, our advisors will design a comprehensive cover solution that shields your people, assets, operations and reputation.
Key Benefits
- Corporate medical for your entire workforce
- Property and asset protection against fire, theft and perils
- WIBA cover meeting mandatory legal requirements
- Public liability protecting against third-party claims
- Professional indemnity for service-based businesses
- Business interruption cover for lost income
- Group life and group personal accident options
- Tailored packages for your industry sector
What Is Not Covered (Exclusions)
- Losses due to fraudulent acts by the insured
- Wear and tear or gradual deterioration
- War, civil commotion or nuclear risk
- Consequential losses not covered under the specific policy section
Claims Process
Contact Hamarkoh immediately after an incident. Our claims team will guide you through gathering the necessary documents and submitting your claim. We liaise directly with the underwriter on your behalf and keep you informed at every stage until your claim is settled.